Could I do a no-spend challenge for the whole month? The idea came to me in August. Earlier this year, I started a monthly budget, with allotted amounts for expenses, but with most of my income going towards savings. I track everything on a spreadsheet. In August, I had some extra bills but I realized that if I combined August and September, I could reach my savings goals for the two month-period, as long as I didn't buy anything extra during the month of September. Some months this would … [Read more...] about No-Spend September
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Pandemic Penny-Pinching: Things I’m learning about saving money
The same five-dollar bill has lived in my wallet for weeks. Normally, it would be long gone, spent on coffee or some forgotten trifle. But since the virus came... Like any good citizen, I don't do more shopping than absolutely necessary these days. I don't go to restaurants or coffee shops, and the cash in my wallet stays intact. I still use my credit card, of course, but I'm starting to find ways to live more simply. Lots of times we spend money on things we don't actually need or even … [Read more...] about Pandemic Penny-Pinching: Things I’m learning about saving money